Credit Services Designed for Builders

At Kempsville Building Materials we understand the credit needs of the professional builder. That is why we offer in-house credit services for our professional customers as a subsidiary of Carter Lumber.

Carter Account

Your account is serviced by Carter Lumber employees that understand the needs of your business. With itemized billing & statements by job, along with our online account management tool, your Carter Account offers you professional credit to help with your business needs. If you're interested in applying for a Carter Account for your business, please contact your sales representative or your local store today. They can assist you in completing and filing your application.

Contact Our Credit Department

Have questions about your account? You can easily reach our friendly Credit team at (800) 852-9520 Option 2 or by emailing credit@carterlumber.com

Ways To Pay



Carter ePay

At Kempsville Building Materials, we understand the credit needs of the Pro builder. That is why we offer in-house credit services as a subsidiary of Carter Lumber. We now accept ACH and credit cardpayments online.

  • Available 24/7

  • Schedule payments for future dates

  • Apply your own payment to invoices

  • ACH Payments - no fee

  • Credit card payments are charged a 3% processing fee

Request Access Below

Carter iNET

Your account is serviced by Carter Lumber employees who understand the needs of your business. With itemized billing & statements by job, along with our online account management tool, your Carter Account offers you professional credit to help with your business needs.

  • Emailed invoices and credits daily, weekly or monthly

  • iNet allows access to your statements, invoice copies & your balance

Pay Now

Request this option by calling our credit department. Credit will send a one-time link that you can click on and be directed to a secure site where you can take a picture of your check. The payment is accepted immediately.

(800) 852-9520 Option 2

Pay By Phone

Request this option by calling our credit department. You will need your bank account information. A check will be created for deposit and your payment will be applied immediately to your credit account.

(800) 852-9520 Option 2

Direct ACH Wire

Direct ACH wire available. Call Credit Dept for more information.

(800) 852-9520 Option 2

Mail In Your Payment

Payments may be sent by mail to:

Carter Lumber
PO Box 40
Kent, OH 44240

Applying Is Easy

View Your Invoices & Statements

View your invoices and statements with itemized billing and statements by job, along with our online account management tool.

Don't have access?

Pay Invoices on Your Account

Pay invoices or make a payment on your account using our new ePay system. We accept ACH payments and credit cards*.

*Please note that credit card payments will incur a 3% charge.