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Credit Services Designed for Builders

At Kempsville Building Materials we understand the credit needs of the professional builder. That is why we offer in-house credit services for our professional customers as a subsidiary of Carter Lumber.

Carter Account

Your account is serviced by Carter Lumber employees that understand the needs of your business. With itemized billing & statements by job, along with our online account management tool, your Carter Account offers you professional credit to help with your business needs. If you're interested in applying for a Carter Account for your business, please contact your sales representative or your local store today. They can assist you in completing and filing your application.

Contact Our Credit Department

Have questions about your account? You can easily reach our friendly Credit team at (800) 852-9520 Option 2 or by emailing credit@carterlumber.com

View & Pay Invoices on Your Account

Pay invoices or make a payment on your account using our new VersaPay system. We accept ACH payments and credit cards*.

Sign in to Pay on Your Account

Haven't signed up? Click here to sign up now!

*Please note that credit card payments will incur a 3% charge.


Applying Is Easy

Apply for Credit Now Using the Link Below.

Ways To Pay


Pay Now

Request this option by calling our credit department. Credit will send a one-time link that you can click on and be directed to a secure site where you can take a picture of your check. The payment is accepted immediately.

(800) 852-9520 Option 2

Direct ACH Wire

Direct ACH wire available. Call Credit Dept for more information.

(800) 852-9520 Option 2

Mail In Your Payment

Payments may be sent by mail to:

Carter Lumber
PO Box 40
Kent, OH 44240